Personal Finance from USATODAY.com - January 7

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Editor's Picks Exchange traded fund assets top $1 trillion for first time 30-year fixed mortgage rate dips to 4.77% average in latest week Southwest revising frequent flier program, will eliminate blackout dates Returns are up, but investors have been pulling cash from stock funds Gold investors get glittering returns Less-popular emerging markets deliver higher returns Real estate funds defy forecasts with 27.6% 2010 gain Why growth funds outpaced value funds in 2010 Money Features Your Money / Sandra Block Dig to uncover respectable return on short-term savings Investing / John Waggoner Readers seek advice on adjusting their portfolios		Q: Are Chinese initial public offerings good long-term investments? Read past columns: Less stringent reporting rules make OTC stocks harder to analyze Learn about stock options the fun way: Online games, practice tools Many promising young companies like Foursquare are staying private Investors have many stock rating tool choices, but which is best? Advertisement <
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