Personal Finance from USATODAY.com - October 7

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Editor's Picks Small banks offer deals, capitalize on big banks' fees $1B foreclosure aid program ends with $568 million unspent Surprise! Who's not paying federal income tax? Under 4% now: 30-year mortgage rate hits record low Gold's long-term outlook positive despite short-term dip A quarter investors would prefer to forget 88% in poll say they're worried about retirement Many investors quit stocks: Is it a buy signal? Money Features Your Money / Sandra Block Debit card fees are coming: How to avoid them Investing / John Waggoner Exotic funds are some of the current top performers		Market strategists and other experts love to talk about how the stock market is either "cheap" or "expensive." Read past columns: What does an IPO's first day of trading tell investors? Disgusted by stocks? Consider reducing your portfolio's risk Should I hang onto energy stocks as oil prices drop? Liquidity is beneficial for investors not a hindrance Advertisement <
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