Personal Finance from USATODAY.com - January 13

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Editor's Picks For investors, it's all about the dividends Foreclosure reviews to take longer than expected Few options available to help pay off private student loans What happens to old electronic devices as they're replaced? Mortgage rates fall to new lows Newer funds attempt to limit stock market risk Flat 2011 for stocks may mean upbeat 2012 Forget inflation: Is deflation the real threat? Money Features Your Money / Sandra Block E-payments rapidly phasing out paper checks as an option Investing / John Waggoner Investing: Look beyond utilities for dividends		Financial statements are the most critical pieces of information investors will get from individual companies. Read past columns: Are 529 college savings plans too risky to invest in? Take steps now to help build a retirement nest egg Reward and risk go hand in hand in investing Ask Matt: Are bonds headed for a fall? Advertisement <
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