Personal Finance from USATODAY.com - February 3

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Editor's Picks Spirit adds $2 fee, blames new regulations Funds that invest in REITs add diversification to portfolio Minimum wage rates may climb this year Proposal would widen 401(k) options Rate on 30-year mortgages falls to record low 3.87% Pockets of prosperity across USA escaped recession Obama wants Congress to act on expanded home refinance plan New tool to clearly disclose 403(b) fees Money Features Your Money / Sandra Block Claiming an adult child as a dependent on your taxes Investing / John Waggoner Funds that invest in REITs add diversification to portfolio		Ask Matt: How do you calculate the total return of a stock? Is there a website that calculates it? Read past columns: Ask Matt: Finding stocks with the highest dividend yields Which stock sectors have done best since 1999? Stocks of private-equity firms outperform market Investors question Google's slowing growth Advertisement <
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