Personal Finance from USATODAY.com - December 16

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Editor's Picks Roundtable: Top strategists' moneymaking tips for 2012 Wall Street investment pros' top stock picks for 2012 12 profitable investment ideas to try in 2012 Roundtable: Profit outlook is cloudy but stocks are cheap Design a countdown-to-retirement plan Fixed mortgage rates drop again to record lows Jingle bells: Retailers upgrade holiday spending outlook Gadgets make office party antics even riskier Money Features Your Money / Sandra Block Your Money: Steps you take now can boost tax refund Investing / John Waggoner Europe's debt crisis takes toll on international bond funds		Ask Matt: What's the stock market's price-to-earnings ratio right now? When was the market's P-E at its highest and lowest? Read past columns: How can I profit from a market stuck in a trading range? Using options to enhance a buy-and-hold strategy Both fees and diversification are critical when investing Are presidential election years bullish for stocks? Advertisement <
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