Personal Finance from USATODAY.com - December 23

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Editor's Picks IPOs have had a dismal 2011 Consumers have more options to reduce energy bills Reform has made filing bankruptcy more costly Donors can go to website to find needy families Uh oh: Best Buy cancels some online orders before Christmas Mortgage rates fall to historic lows again More online retailers offer free shipping for returns Last-minute gift doesn't have to be costly Money Features Your Money / Sandra Block Your Money: Steps you take now can boost tax refund Investing / John Waggoner Investing: Save on taxes with charitable stock donations		With the holiday season upon us, now may be the time to take a look at how toy and game companies are performing. Read past columns: Looking for dividends? Check out these companies The lure of sin stocks: Long-term performance has been good Why has Ford stock plunged this year? Ask Matt: Should I fire my financial adviser? Advertisement <
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